Rates

Current Interest Rates & Annual Percentage Yield

The interest rates and annual percentage yields stated are accurate as of November 4, 2025.  For more current rate information please call 402-586-2266 (Wausa), 402-873-6727 (Nebraska City), or 402-991-4600 (Elkhorn).

Checking

Fees may reduce earnings on account.

Type of AccountInterest RatesAPY
NOW ($500 minimum to open)1.24% 1.25%**
Arch Club  
$.01 - $2,499.991.25%1.26%**
$2,500.00 - $9,999.991.44%1.45%**
$10,000.00 - $19,999.991.54%1.55%**
$20,000.00 - and up1.69%1.70%**
Savings

Fees may reduce earnings on account.

Type of AccountInterest RatesAPY
Passbook1.25% 1.26%*
Money Market ($1,000 minimum to open)  
$0.01 - $999.991.24%1.25%**
$1,000 - $24,999.991.44%1.45%**
$25,000 - $49,999.991.54%1.55%**
$50,000 - and up1.69%1.70%**
IRA3.21%3.25%*

 Rates may change after a variable account has been opened

Certificates of Deposit

($1,000 Minimum Deposit, Penalty for Early Withdrawal)

Type of AccountInterest RateAPY
6 Month1.74%1.75%*
9 Month SPECIAL3.85%3.91%*
12 Month2.97%3.00%*
24 Month2.97%3.00%*
36 Month3.21%3.25%*
48 Month2.96%2.99%*

*   Annual Percentage Yield - Interest Compounded Quarterly
** Annual Percentage Yield - Interest Compounded Monthly

Switch Kit

Switching banks CAN be simple, and we are here to take the pain out of the process! All it takes is a few simple steps:

Small hometown feeling, friendly staff and convenient banking.

Rich H., Wausa

It is convenient to bank here because the decisions are made by local lenders that get to know you and your business

Andy M., Nebraska City
Wausa Branch Image

Wausa

519 East Broadway | Wausa, NE 68786
Phone (402) 586-2266 Fax (402) 586-2175
wausabank.com
NMLS # 463202
NE City Branch Building

Nebraska City

617 Central Ave | Nebraska City, NE 68410
Phone (402) 873-6727Toll-Free (800) 499-1379Fax (402) 873-6729
nebraskacitybank.com
NMLS # 463202
Elkhorn Location

Elkhorn

1918 North 203rd Street | Elkhorn, NE 68022
Phone (402) 991-4600Fax (402) 884-0482
elkhornbankne.com
NMLS # 463202