Standard Checking Account

The Commercial State Bank Standard Checking Account is a non-interest bearing checking account available to individuals, organizations, businesses and corporations. Depending on the average balance, there may be a monthly service fee based on the account average balance and number of checks written per month.


  • No Minimum Balance
  • $3.00 Monthly maintenance charge per account.
  • $ .15 Charge per check or withdrawal.
  • $ .10 Credit applied toward service charges for each $100.00 of average balance carried for the month.
    The above fees do not apply for Senior Citizens if Social Security checks are automatically deposited to this account.
  • $15.00 Overdraft charge per check.
  • $17.00 Returned check charge per check.
  • $ 8.00 Per day charge for each account remaining overdrawn after 5 business days.

The Truth In Savings Act requires disclosures to be available on all consumer deposit accounts. Truth In Savings and complete services and fees disclosures are available at Commercial State Bank, 519 East Broadway, Wausa, NE 68786 or by phone 402-586-2266 or fax us at 402-586-2175.

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